Things I Know

I would probably procrastinate if I only could get around to it. I bought a new winter jacket for the 2013-2014 season. I wanted a warmer one than I had and the new jacket was warmer, but it started to wear out in a few months. I should have tried for a warranty replacement during the summer, but I didn’t until after Christmas. I’ve always been pleased with the brand I bought, so I hope they’ll replace it, but in the meantime, it’s January and I’m cold.

I like to call the bank I deal with, “Bank of a Large and Powerful Country.” That’s not its real name. The computer program they use to answer the phone has been modified since last time I called. I don’t know when it was modified because I don’t call them a lot, but it now wastes a lot more of my time than it previously did. So, I guess that’s new and improved.

It really annoys me that when I call the bank, the phone robot tells me the balances on all my accounts. I wouldn’t mind if it asked if I wanted my balances, but it doesn’t give me a choice. This wastes time because first, they do send out statements unless you ask them not to, and second, as I understand it, a few people now have computers in their homes and this thing called the Internet, so they can look that up on line. My cable company does the same thing and it annoys me for the same reason.

But, what bothers me most about my bank, and my bank isn’t unique in this, is when I call someone at the bank who is designated a “specialist,” but doesn’t know basics about their operation. I asked a loan specialist why the balance on my home equity line of credit doesn’t go down a little more each month I make a regular payment on the same day. She said it was because of the variable interest rate. The loan has a variable interest rate, but the rate hasn’t changed so that isn’t and can’t be the answer. Whether you’re interested or not, I covered the real reason in my blog post on Friday.

I frequently berate the advertising industry for making commercials that appeal to the wrong demographic. For example, Eartha Kitt, singing a song from the very early 1950’s in French, to sell Vodka, when Vodka is associated with Russia and they probably can’t sell a huge amount of Vodka to people over 75. However, I do not do that with respect to the latest Honda commercials. Using Stretch Armstrong and Skeletor as spokesmen to sell Hondas to people in their 30’s and 40’s is positively brilliant!

Author: Tom

I know my ABC's, I can write my name and I can count to a hundred.