If my elf on a shelf takes a picture of itself, is that picture a shelfie?
What would you like to do differently in the new year? I think I’ll finally paint the walls in our master bedroom. My wife picked out a lovely shade of blue. I also hope to repair the back porch before I fall through. And now that I know how to build radiator covers, I have five more to create, but I’ll probably paint them instead of staining them. It’s a lot less work and I can make them out of less expensive material if I paint them.
I called my bank to ask why, if I make the same payment every month, the balance goes down some months a little less than it did the month before. Let’s call the bank, “Bank of a Large and Powerful Country.” The nice lady on the phone said it was because the loan has a variable interest rate. It does, but it hasn’t changed, so that isn’t the answer and she doesn’t seem to know it can’t be. After a few questions, we figured out it’s because the interest accrues daily. That means there’s a little more interest charged in 31-day months. My mortgage doesn’t do that, but my home equity loan apparently does. I know the people who answer the phones, even if they’re called “specialists” aren’t the highest level of the bank’s employees, but should I be concerned when I have all my money in the bank and I call up and have to explain what they’re doing to them so they can answer my question?
Should I also be concerned that changing banks wouldn’t help that situation?
Why does Flo, the advertising image of Progressive Insurance dress like a baker in all the TV commercials? I know why bakers wear white (it doesn’t show if you spill flour on your clothes), but why does an insurance salesperson need a white apron?
What is the purpose of an app that will add pictures to the contacts in your phone? If I have both a picture of you and contact information about you, wouldn’t I already know what you look like?